Check our offer and contact us
Familiarize yourself with our offers and make sure they satisfy your financial needs. If you wish to seek our advice, we can help you choose the loan, which is the best for your needs.  Please forward an online application with a query about a loan. You will be contacted by a Call Center Consultant to help select the best loan for your needs.

Rate your loan capacity online
Information on a loan is not everything. You should also rate your loan capacity. Online, we will ask you several questions and within a few minutes will let you know what amount can be loaned  to you and how much your loan installments will be in the various currencies. Remember – comparing installments in various currencies offers you have the opportunity of choosing  the best option to meet your needs..

Meet our Mortgage Advisor
If you have chosen to communicate via the Internet or by telephone, our Call Center Consultant will contact you and arrange a meeting with our Mortgage Advisor in the Polish town of your choice. If you can’t meet the Advisor in person, you can appoint a representative in Poland, who can represent your interests. In the meeting with the Mortgage Consultant we will offer you the best option for your loan and provide a list of documents which you should include and attach to your loan application.

Filing an application and signing the loan agreement
Upon collection of all relevant documents, you must sign your loan application, which must be done in the presence of the Mortgage Advisor. Subsequently, you must wait until a loan decision is made. The Bank makes this decision within a few days, during which the bank is processing and analyzing the legal status and technical condition of the property and is rating your financial standing. A positive loan decision allows for the signing the loan agreement. In order to do so, the Advisor will invite you to meet them again. It may happen that before finalizing the loan the bank will ask you to fulfill several secondary conditions, which will be necessary before you sign the agreement.

Filing an order of  disbursement of your loan
Disbursement of your loan will be depedant upon the filing of an order of disbursement and complying with the conditions stipulated in the loan agreement. Before signing this, check carefully what the terms of disbursement are. In case you do not know what action to take in order to meet a specific condition, ask the Advisor or call our Customer Services at number +48 32 604 91 90