Collateral for loan

The basic collateral for loan is:

  • effective mortgage registration in the land register in favour of the Bank for property in Poland
  • assignment of rights under a contract of property insurance against fire and other random incidents
  • property insurance against loss of value

If you own no property to be put up as a collateral for your loan, we accept security on more than one real estate or property owned by a third person.

Prior to mortgage registration, the collateral is:

  • guarantee of a bill of exchange
  • assignment of liabilities under a contract for the building of a dwelling with a developer or housing association (in case of building loans)